Directors & Officers Insurance (D&O) is a specific insurance cover designed to protect individual from personal losses if they are sued for Breach of Fiduciary Duty while serving as a Director or Officer of an organisation.

How can you be at risk?

You could be exposed to risk when the company cannot afford indemnification at time of lawsuit or dissociate itself from the accused Director or Officer. Personal assets might be at stake if damages need to be paid.

How do we protect you?

By providing coverage for:

• Individual Directors and Officers when they are not indemnified by the company for financial or legal constraint (Side A Cover)
• Organisations, when they indemnify the Directors and Officers, that is reimbursement (Side B Cover)
• Publicly Traded Companies for securities claims brought against them (Side C Cover)
• Breach of Fiduciary Duty
• Employment Practices Violation
• Defence Costs in defending claims
• Outside Directorship Liability